How Joe saved R300,000 on his garnishee deduction

Summit reduced his garnishee by challenging exorbitant charges on his loan

You feel like you can cry if you receive a pay slip – you are working but at the end of the day you get nothing because of the garnish.

Joe paid R10,000 from his pay slip each month, and struggled to survive, after a R150,000 loan from a ‘friend’ turned into R600,000 when attorneys got involved. Summit stopped his garnishee deduction and challenged excessive charges until R300,000 was written off and the outstanding debt was reduced to a much more manageable R35,000.

As a lay person who couldn’t afford a lawyer, Joe found it difficult to communicate or negotiate with the collecting attorneys, and the costs kept piling up.

While his brother helped him survive the monthly garnishee payment, he realised he would have to stay strong to keep himself from losing all hope. When Summit came along, Joe says “the impossible became possible”.

*“I will always refer people to Summit. They must just go there. They will get help.”*